Live rates, updated continuously

Rates

Gift card payouts, Chinese Yuan exchange rates, and bill payment cashback for every tier, all in one place.

Gift Cards

Gift Card Rates

Payout per unit of card currency in Naira (NGN) or Cedis (GHS). Rates reflect card type, condition, and face value.

Payout:
Australia Canada Germany Spain Europe (Other) France United Kingdom Italy Netherlands United States

AUD (A$) - rate per A$1

Type Condition NGN GHS
Physical Cash Receipt ₦610 ₵5
Debit Receipt ₦550 ₵4.51
No Receipt ₦500 ₵4.1
eCode ₦500 ₵4.1

CAD (C$) - rate per C$1

Type Condition NGN GHS
Physical Cash Receipt ₦610 ₵5
Debit Receipt ₦550 ₵4.51
No Receipt ₦500 ₵4.1
eCode ₦500 ₵4.1

EUR (€) - rate per €1

Type Condition NGN GHS
Physical Cash Receipt ₦900 ₵7.38
Debit Receipt ₦890 ₵7.3
No Receipt ₦850 ₵6.97
eCode ₦850 ₵6.97

GBP (£) - rate per £1

Type Condition NGN GHS
Physical Cash Receipt ₦1,010 ₵8.28
Debit Receipt ₦990 ₵8.12
No Receipt ₦900 ₵7.38
eCode ₦900 ₵7.38

USD ($) - rate per $1

Type Condition NGN GHS
Physical Cash Receipt ₦710 ₵5.82
Debit Receipt ₦680 ₵5.58
No Receipt ₦650 ₵5.33
eCode ₦650 ₵5.33

JPY (¥) - rate per ¥1

Type Condition NGN GHS
Physical Cash Receipt ₦6 ₵0.05
Debit Receipt ₦5 ₵0.04
No Receipt ₦5 ₵0.04
eCode ₦5 ₵0.04
United States

USD ($) - rate per $1

Type NGN GHS
Physical ₦500 ₵4.1
Austria Australia Belgium Canada Switzerland Germany Denmark Spain Europe (Other) Finland France United Kingdom Greece Ireland Italy Japan Netherlands Norway New Zealand Poland Portugal Sweden Turkey United States

AUD (A$) - rate per A$1

Type Condition NGN GHS
Physical Vertical ₦560tiered ₵4.59tiered
Horizontal ₦550tiered ₵4.51tiered
eCode ₦500tiered ₵4.1tiered

Tiered: larger amounts may qualify for a better rate. Your exact rate is shown at trade confirmation.

CAD (C$) - rate per C$1

Type Condition NGN GHS
Physical Vertical ₦600tiered ₵4.92tiered
Horizontal ₦590tiered ₵4.84tiered
eCode ₦550tiered ₵4.51tiered

Tiered: larger amounts may qualify for a better rate. Your exact rate is shown at trade confirmation.

EUR (€) - rate per €1

Type Condition NGN GHS
Physical Vertical ₦905tiered ₵7.42tiered
Horizontal ₦900tiered ₵7.38tiered
eCode ₦800tiered ₵6.56tiered

Tiered: larger amounts may qualify for a better rate. Your exact rate is shown at trade confirmation.

CHF (CHF) - rate per CHF1

Type Condition NGN GHS
Physical Vertical ₦950tiered ₵7.79tiered
Horizontal ₦940tiered ₵7.71tiered
eCode ₦910tiered ₵7.46tiered

Tiered: larger amounts may qualify for a better rate. Your exact rate is shown at trade confirmation.

GBP (£) - rate per £1

Type Condition NGN GHS
Physical Vertical ₦1,005tiered ₵8.24tiered
Horizontal ₦1,005tiered ₵8.24tiered
eCode ₦900tiered ₵7.38tiered

Tiered: larger amounts may qualify for a better rate. Your exact rate is shown at trade confirmation.

NZD (NZ$) - rate per NZ$1

Type Condition NGN GHS
Physical Vertical ₦520tiered ₵4.26tiered
Horizontal ₦510tiered ₵4.18tiered
eCode ₦500tiered ₵4.1tiered

Tiered: larger amounts may qualify for a better rate. Your exact rate is shown at trade confirmation.

USD ($) - rate per $1

Type Condition NGN GHS
Physical Vertical ₦970 - ₦1,005tiered ₵7.95 - ₵8.24tiered
Horizontal ₦960 - ₦1,003tiered ₵7.87 - ₵8.22tiered
eCode ₦850 - ₦900tiered ₵6.97 - ₵7.38tiered

Tiered: larger amounts may qualify for a better rate. Your exact rate is shown at trade confirmation.

DKK (kr) - rate per kr1

Type Condition NGN GHS
Physical Vertical ₦60tiered ₵0.49tiered
Horizontal ₦60tiered ₵0.49tiered
eCode ₦45tiered ₵0.37tiered

Tiered: larger amounts may qualify for a better rate. Your exact rate is shown at trade confirmation.

NOK (kr) - rate per kr1

Type Condition NGN GHS
Physical Vertical ₦30tiered ₵0.25tiered
Horizontal ₦30tiered ₵0.25tiered
eCode ₦20tiered ₵0.16tiered

Tiered: larger amounts may qualify for a better rate. Your exact rate is shown at trade confirmation.

PLN (PLN) - rate per PLN1

Type Condition NGN GHS
Physical Vertical ₦120tiered ₵0.98tiered
Horizontal ₦120tiered ₵0.98tiered
eCode ₦90tiered ₵0.74tiered

Tiered: larger amounts may qualify for a better rate. Your exact rate is shown at trade confirmation.

SEK (kr) - rate per kr1

Type Condition NGN GHS
Physical Vertical ₦30tiered ₵0.25tiered
Horizontal ₦30tiered ₵0.25tiered
eCode ₦20tiered ₵0.16tiered

Tiered: larger amounts may qualify for a better rate. Your exact rate is shown at trade confirmation.

JPY (¥) - rate per ¥1

Type Condition NGN GHS
Physical Vertical ₦2tiered ₵0.02tiered
Horizontal ₦2tiered ₵0.02tiered
eCode ₦2tiered ₵0.01tiered

Tiered: larger amounts may qualify for a better rate. Your exact rate is shown at trade confirmation.

TRY (TRY) - rate per TRY1

Type Condition NGN GHS
Physical Vertical ₦5tiered ₵0.04tiered
Horizontal ₦5tiered ₵0.04tiered
eCode ₦5tiered ₵0.04tiered

Tiered: larger amounts may qualify for a better rate. Your exact rate is shown at trade confirmation.

Canada United States

CAD (C$) - rate per C$1

Type Condition NGN GHS
Physical Cash Receipt ₦200 ₵1.64
Debit Receipt ₦180 ₵1.48
No Receipt ₦150 ₵1.23
eCode ₦150 ₵1.23

USD ($) - rate per $1

Type Condition NGN GHS
Physical Cash Receipt ₦505 ₵4.14
Debit Receipt ₦490 ₵4.02
No Receipt ₦450 ₵3.69
eCode ₦450 ₵3.69
United States

USD ($) - rate per $1

Type NGN GHS
Physical ₦550 ₵4.51
eCode ₦900 ₵7.38
United States

USD ($) - rate per $1

Type NGN GHS
Physical ₦705 ₵5.78
eCode ₦600 ₵4.92
United States

USD ($) - rate per $1

Type NGN GHS
Physical ₦1,065 ₵8.73
eCode ₦900 ₵7.38
United States

USD ($) - rate per $1

Type Condition NGN GHS
Physical Cash Receipt ₦970 ₵7.95
Debit Receipt ₦975 ₵8
No Receipt ₦900 ₵7.38
eCode ₦850 ₵6.97
Europe (Other) United Kingdom United States

EUR (€) - rate per €1

Type NGN GHS
Physical ₦880 ₵7.22
eCode ₦820 ₵6.72

GBP (£) - rate per £1

Type NGN GHS
Physical ₦950 ₵7.79
eCode ₦900 ₵7.38

USD ($) - rate per $1

Type NGN GHS
Physical ₦805 ₵6.6
eCode ₦750 ₵6.15
United States

USD ($) - rate per $1

Type NGN GHS
Physical ₦405 ₵3.32
eCode ₦350 ₵2.87
United States

USD ($) - rate per $1

Type Condition NGN GHS
Physical Cash Receipt ₦1,050 ₵8.61
Debit Receipt ₦1,010 ₵8.28
No Receipt ₦900 ₵7.38
eCode ₦900 ₵7.38
United States

USD ($) - rate per $1

Type NGN GHS
Physical ₦400 ₵3.28
United States

USD ($) - rate per $1

Type NGN GHS
Physical ₦920 ₵7.54
eCode ₦850 ₵6.97
United States

USD ($) - rate per $1

Type Condition NGN GHS
Physical Cash Receipt ₦780 ₵6.4
Debit Receipt ₦770 ₵6.31
No Receipt ₦700 ₵5.74
eCode ₦700 ₵5.74
United States

USD ($) - rate per $1

Type NGN GHS
eCode ₦330 ₵2.71
Europe (Other) United Kingdom United States

EUR (€) - rate per €1

Type NGN GHS
Physical ₦610 ₵5
eCode ₦550 ₵4.51

GBP (£) - rate per £1

Type NGN GHS
Physical ₦730 ₵5.99
eCode ₦680 ₵5.58

USD ($) - rate per $1

Type NGN GHS
Physical ₦705 ₵5.78
eCode ₦600 ₵4.92
Australia Canada Germany Spain Europe (Other) Finland France United Kingdom Greece Italy Japan Malaysia Netherlands Singapore United States

AUD (A$) - rate per A$1

Type NGN GHS
Physical ₦730 ₵5.99
eCode ₦700 ₵5.74

CAD (C$) - rate per C$1

Type NGN GHS
Physical ₦750 ₵6.15
eCode ₦700 ₵5.74

EUR (€) - rate per €1

Type NGN GHS
Physical ₦840 ₵6.89
eCode ₦800 ₵6.56

GBP (£) - rate per £1

Type NGN GHS
Physical ₦1,005 ₵8.24
eCode ₦900 ₵7.38

MYR (RM) - rate per RM1

Type NGN GHS
Physical ₦250 ₵2.05
eCode ₦230 ₵1.89

SGD (S$) - rate per S$1

Type NGN GHS
Physical ₦805 ₵6.6
eCode ₦750 ₵6.15

USD ($) - rate per $1

Type NGN GHS
Physical ₦1,050 ₵8.61
eCode ₦960 ₵7.87

JPY (¥) - rate per ¥1

Type NGN GHS
Physical ₦3 ₵0.02
eCode ₦2 ₵0.02
United States

USD ($) - rate per $1

Type NGN GHS
Physical ₦540 ₵4.43
eCode ₦500 ₵4.1
Canada United States

CAD (C$) - rate per C$1

Type NGN GHS
Physical ₦560 ₵4.59
eCode ₦500 ₵4.1

USD ($) - rate per $1

Type NGN GHS
Physical ₦1,010 ₵8.28
eCode ₦975 ₵8
Australia Belgium Canada Switzerland Germany Spain Europe (Other) Finland France United Kingdom Greece Italy Netherlands New Zealand United States

AUD (A$) - rate per A$1

Type NGN GHS
Physical ₦580 ₵4.76
eCode ₦510 ₵4.18

CAD (C$) - rate per C$1

Type NGN GHS
Physical ₦590 ₵4.84
eCode ₦530 ₵4.35

CHF (CHF) - rate per CHF1

Type NGN GHS
Physical ₦1,050 ₵8.61
eCode ₦950 ₵7.79

EUR (€) - rate per €1

Type NGN GHS
Physical ₦940 ₵7.71
eCode ₦900 ₵7.38

GBP (£) - rate per £1

Type NGN GHS
Physical ₦1,105 ₵9.06
eCode ₦1,050 ₵8.61

NZD (NZ$) - rate per NZ$1

Type NGN GHS
Physical ₦450 ₵3.69
eCode ₦400 ₵3.28

USD ($) - rate per $1

Type NGN GHS
Physical ₦820 ₵6.72
eCode ₦800 ₵6.56
United States

USD ($) - rate per $1

Type Condition NGN GHS
Physical Cash Receipt ₦960 ₵7.87
Debit Receipt ₦950 ₵7.79
No Receipt ₦900 ₵7.38
eCode ₦900 ₵7.38
Canada United States

CAD (C$) - rate per C$1

Type NGN GHS
Physical ₦210 ₵1.72

USD ($) - rate per $1

Type NGN GHS
Physical ₦600 ₵4.92
Canada United States

CAD (C$) - rate per C$1

Type NGN GHS
Physical ₦505 ₵4.14

USD ($) - rate per $1

Type NGN GHS
Physical ₦810 ₵6.64
United States

USD ($) - rate per $1

Type Condition NGN GHS
Physical Cash Receipt ₦350 ₵2.87
Debit Receipt ₦310 ₵2.54
No Receipt ₦300 ₵2.46
eCode ₦300 ₵2.46
Austria Australia Belgium Canada Switzerland Germany Spain Europe (Other) Finland France United Kingdom Greece Ireland Italy Netherlands New Zealand United States

AUD (A$) - rate per A$1

Type NGN GHS
Physical ₦580 ₵4.76
eCode ₦550 ₵4.51

CAD (C$) - rate per C$1

Type NGN GHS
Physical ₦580 ₵4.76
eCode ₦550 ₵4.51

CHF (CHF) - rate per CHF1

Type NGN GHS
Physical ₦900 ₵7.38
eCode ₦880 ₵7.22

EUR (€) - rate per €1

Type NGN GHS
Physical ₦940 ₵7.71
eCode ₦920 ₵7.54

GBP (£) - rate per £1

Type NGN GHS
Physical ₦1,030 ₵8.45
eCode ₦1,005 ₵8.24

NZD (NZ$) - rate per NZ$1

Type NGN GHS
Physical ₦500 ₵4.1
eCode ₦480 ₵3.94

USD ($) - rate per $1

Type NGN GHS
Physical ₦840 ₵6.89
eCode ₦820 ₵6.72

Rates are indicative and may change at any time. Your confirmed payout is shown before you submit a trade.

Buy RMB

Buy Chinese Yuan (¥ RMB)

Exchange Naira or Cedis for Chinese Yuan via Alipay, WeChat Pay, or bank transfer. Rates in local currency per ¥1 CNY.

Exchange Rate (NGN per ¥1)

¥0 - ¥10,000

Order amount range (CNY ¥)

₦207

per ¥1

¥10,000+

Order amount range (CNY ¥)

₦206

per ¥1

Order Limits (per transaction)

Minimum order

Smallest single order

¥100

Maximum order

Largest single order

¥100,000

Note: Rates reflect current market conditions and may vary slightly at the time of your order. Your exact rate is confirmed at checkout.

Bill Payments

Cashback Rates

Earn cashback automatically on every bill payment. Rates vary by provider and your agent tier. All cashback paid in Naira (₦).

Partner API - instant discount, zero waiting

Developers

Bill payments via the Sogo Partner API apply your cashback as an immediate upfront discount at the moment of purchase. The rates are identical to the cashback rates shown here for your agent tier.

Developer API

Zero convenience fees for every agent tier

Non-agent users pay a flat ₦99 convenience fee on electricity purchases, cable TV subscriptions, and bet account funding, etc. As an agent, those fees are completely waived on every transaction, every time.

Become an Agent
Monthly cashback cap: ₦0 across all bill payments

Airtime

Default: N/A

MTN

0% max ₦0/tx

Glo

0% max ₦0/tx

Airtel

0% max ₦0/tx

T2mobile

0% max ₦0/tx

Data

Default: N/A

MTN

0% max ₦0/tx

Glo

0% max ₦0/tx

Airtel

0% max ₦0/tx

T2mobile

0% max ₦0/tx

Smile

0% max ₦0/tx

Electricity

Default: N/A

ABEDC

0% max ₦0/tx

AEDC

0% max ₦0/tx

BEDC

0% max ₦0/tx

EEDC

0% max ₦0/tx

EKEDC

0% max ₦0/tx

IBEDC

0% max ₦0/tx

IKEDC

0% max ₦0/tx

JED

0% max ₦0/tx

KAEDCO

0% max ₦0/tx

KEDCO

0% max ₦0/tx

PHED

0% max ₦0/tx

YEDC

0% max ₦0/tx

Cable TV

Default: N/A

DStv

0% max ₦0/tx

GOtv

0% max ₦0/tx

StarTimes

0% max ₦0/tx

ePIN

Default: N/A

MTN

0% max ₦0/tx

Glo

0% max ₦0/tx

Airtel

0% max ₦0/tx

T2mobile

0% max ₦0/tx

Bet Funding

Default: N/A

1xBet

0% max ₦0/tx

BangBet

0% max ₦0/tx

Bet9ja

0% max ₦0/tx

BetKing

0% max ₦0/tx

BetLand

0% max ₦0/tx

BetLion

0% max ₦0/tx

BetWay

0% max ₦0/tx

CloudBet

0% max ₦0/tx

LiveScoreBet

0% max ₦0/tx

MerryBet

0% max ₦0/tx

NaijaBet

0% max ₦0/tx

NairaBet

0% max ₦0/tx

SportyBet

0% max ₦0/tx

SupaBet

0% max ₦0/tx

Education

Default: N/A

WAEC

₦0

JAMB

₦0

eSIM

Default: N/A

Featured eSIM

0% max ₦0/tx

Crypto

Crypto Rates

Live market pricing, updated with every trade.

Real-time pricing only

Crypto rates are driven by live market conditions and change continuously. Publishing a fixed rate table would be misleading - the rate at the time you read this page is not the rate you will receive when you trade.

To see your exact Naira payout, open the specific coin and network page in the Sogo app. The live rate and the precise amount you will receive are shown before you confirm your trade, so there are no surprises.

Sell Crypto

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